Owning A Home In Washington DC

Many people living in the U.S. want to own a home as much as possible. Having your own place to live in can give any family comfort and security. In the U.S., 66.9 percent of households today already own their homes. These people may have even bought their properties during the housing boom or during an inappropriate time. But again, what matters is they were able to turn their dream of having their own house a reality.

In the Virginia, Maryland and Washington DC areas, the rate is above the national average in Virginia at 68.6 percent. West Virginia enjoys the highest at 78.7 percent while Washington DC has the lowest at 44.7 percent.

The housing market in the DC area may not be that strong today compared to the previous year in 2009. As of October 2010, the home inventory is at 3.8 months supply. The September supply, however, was at its highest at 4.9 months.

Sales of homes in the DC area as of September 2010 reached more than 58,000. This was below the 2009 sales volume by 2.1 percent but still real estate experts consider this not a bad situation at all.

Traditional homes comprised most of the sales and approximately a third was contributed by short sales and foreclosures. Washington DC, however, posted the lowest share of distressed sales at 17.5 percent while Prince George’s County experienced the highest share at 60.4 percent.

In terms of prices, the median price in the metropolitan area is at $322,000. Home prices slipped in September based on reports from the major associations in the area. Loudoun County experienced the smallest decrease while the NVAR area had the biggest decrease.

Being the capital of the U.S., the Washington DC area is an attraction to people. Many residents here already own their homes. The truth, however, is not all are prompt in paying their monthly mortgage dues because of varied reasons. Some are even facing foreclosure after missing payments for several months.

The good news is that those in this situation can still get relief from the attorney general’s office. This is after Attorney General Peter Nickels declared that a foreclosure proceeding against a homeowner need not push through. This is if the security interest or deed of trust has not been properly filed with the District’s Recorder of Deeds. The deed of trust is separate from the deed of sale which the seller provides to the home buyer but all these legal documents should be recorded with the local government after a sale had been closed.

This only means that homeowners can still fight for their properties if they feel that the lender has taken a wrong action by putting their home in foreclosure. In short, they have to make sure that the lender takes the appropriate steps before deciding on foreclosing a residential property.

Homebuyers, for their part, should also make sure that during the negotiation process, all the information about the property and legal documents pertaining to it are properly disclosed by the seller or his agent. This is whether you’re using an agent or buying on your own. It always pays to be well informed before making a final decision.

Building Your Own Deck – Home Building Centers Have All You Need

Adding a deck to your home can increase the property value and provide a sturdy mud free way to entertain guests. It is possible to build your own deck in a weekend. In order to extend the life of your deck and get the most use out of it you need to carefully consider where you want to build it. Once you decide where you want to add a deck you need to take good measurements. Of course your deck does not have to be a permanent addition to your house. You could choose to build a portable or floating deck.

Depending on your need and the size of deck you want to add you may need to get a building permit. However, you could easily build a portable or floating deck that could be moved to meet your needs. Of course a floating deck would need to be lightweight in order to move it. A portable deck should not require any building permits or digging holes for pouring concrete.

Building your own deck is a large project that requires detailed how-to information. You will want your deck to be sturdy, safe and last for years. In order to get the most from your building materials consider wood as well as some other great the alternatives.

Many people automatically think of wood when considering a deck and wood can last a very long time if properly treated against the elements. Make sure you choose quality lumber and finish it with a good waterproof stain to help protect and extend the life of the wood. It is a popular choice for all types of decks but will be very heavy so may not be ideal for a portable deck.

Composite wood is a combination of wood and plastic that looks like wood. It is much lighter and will last longer than natural wood. Composite wood may be the ideal material for a portable deck because it is so lightweight. It is sometimes hard to tell the difference between composite and real wood and composite may be more expensive.

Vinyl would be the most expensive choice for materials. However, vinyl requires little maintenance and will last an extremely long time. You can easily wash it off with a garden hose but it will be sensitive to scratches and dents.

Home building centers have a variety of complete how to instructions for building different types of decks. Once you have decided where you want to put your deck, what type of materials you want to use and taken all your measurements, visit your local building center and they can give you a list of all the materials you will need.

A floating deck can be placed near a shady spot in the corner or center of the yard. Any type of deck makes a nice addition to your home whether you build it yourself or hire a contractor you will have to make some decisions and your local home building center can be a big help.

Wind Generators For Home Use – Why You Should Own a Home Wind Generator

Wind generators for home use are becoming more popular for many home owners because they are an excellent means to supplement your energy use. Having a well built quality wind generator for home can save you a fortune on electricity and can possibly supplement your whole house electricity. You can either choose to purchase a manufactured wind turbine generator or build your very own homemade wind turbine. Whatever choice you make, building a homemade energy source is quite easy and will save you hundreds and sometimes thousands of dollars buying one at your local retailer.

Advantages of wind power generators for home use

First of all there could be many benefits of owning a home wind power generator but here are 3 points why homeowners should go green and install wind generators outside their homes.

1) Reduce power outages – Home wind power generators could possible reduce the amount of electricity generated by power utility companies. In many countries power outages are common due to exceeding power generation capacity.

2) Pollution reduction – The dependence on fossil fuels for power generation is increasing therefore having residential wind generators for home use can help reduce pollution. You can never go wrong with clean and renewable energy.

3) Cut down on costs – Using wind turbines for home energy is a great way to cut down on power bills. Although the initial setup may be costly it will provide you with free electricity for the future. Consider it a smart investment.

Sizes & start speeds for residential wind turbines – An important factor to take into account when choosing generators for home use is deciding the size of the wind turbine. Usually a larger wind generator has a higher start speed which results in a higher electrical output. For more power output it is much more efficient to have two smaller wind turbines than just one large wind power turbine.

Over the years, wind turbines for the home are increasingly becoming the preferred choice of energy source. Not only does it greatly reduce the cost of electricity usage, it is also clean and helps enrich our eco-system by reducing pollution. Wind generators for home use will always be available at your local store near you or for a great bargain you can purchase one online at Amazon.com.